MANAGEMENT TEAM

UNION CAPITAL GROUP USA, LLC

LUIS MARIÑO

CEO & MANAGING PARTNER

Luis has over 30 years of experience in the International Private Client business. He held a number of leadership positions at Merrill Lynch International for 20 years, where he led the firm’s efforts in Israel, Mexico, Venezuela, Colombia and Central America, as well as the firm’s flagship New York International Client business. In total, he had responsibility for 200 employees advising over $10 billion in client assets. From 2006 to 2011, Luis was a senior member of the Pali Capital Group Executive Management team as well as Head of Global Credit Asset Management. Luis also co-founded several successful asset management and brokerage ventures focused on global private banking. Luis received a BS in Systems Engineering from the University of Buffalo.

DAVID WASITOWSKI

COO & MANAGING PARTNER

David has over 25 years of financial management and operations experience in the regulated financial services industry. He brings this expertise to Union Capital Group as the Chief Operating Officer and Chief Compliance Officer, where he directs the financial and compliance aspects of the business including accounting, financial reporting, regulatory compliance, and performance monitoring. He coordinates closely with the Executive Management and Investment Advisory teams. Prior to joining UCAP, David held positions as Senior Auditor for the Bank of New York, Treasurer for Refco, Inc., Controller for the Agency Trading Division of Pershing, LLC, Chief Financial Officer for Pershing Trading Company, Chief Financial Officer and Chief Operating office at Pali Capital Group. As a senior member of the Pali Capital Group Executive Management team, David was successful in managing the financial and operations aspects of the firm during a rapid growth phase which included expansion to both Europe and Asia. David received a BA in Finance from Rutgers University School of Business.

ADVISORY TEAM

OSCAR FLORES DE VALGAZ

DIRECTOR, ADVISORY SERVICES

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DMITRI EFIMOV

Managing Director, Institutional Services

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INVESTMENT TEAM

JUAN M. DORIA

DIRECTOR, TRADING

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EMMANUEL M.

CASUSCELLI

DIRECTOR, PORTFOLIO MANAGEMENT

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MEET THE EXPERTS

FOUNDING

PARTNERS

*Note: The persons listed on this section are not employed by Union Capital Group USA, LLC and are not registered representatives of UCAP Securities, LLC or UCAP Asset Management, LLC. Mr. Howell is the owner of Union Capital Group USA, LLC.

LAWRENCE D.

HOWELL

CHAIRMAN UNION CAPITAL BANK

Lawrence D. Howell (“Lonnie”) brings over 35 years of experience in Financial Services and Private Banking. He is the co-founder of EFG International and served as its Chief Executive Officer until June 28, 2011. Prior to EFGI, he served as Head of Americas at Coutts & Co. International Private Banking from 1989 to 1995 and was responsible for all clients domiciled in the Americas as well as all Coutts & Co. offices in the US, the Bahamas, Bermuda, Cayman and Latin America. Before this, he also served as Head of Americas and Asia in Zurich of Coutts & Co. From 1986 to 1989, he served as Vice President in charge of Swiss Super High Net Worth Clients at Citibank Switzerland. From 1985 to 1986 he was with McKinsey & Co. Lonnie served as Chief of Staff for the Head of Private Banking for Europe, Middle East and Africa of Citibank from 1981 to 1984. He started his career as internal legal counsel with Citibank from 1978 to 1981. Lonnie holds a BA and JD from the University of Virginia.

LUDOVIC

CHÉCHIN-LAURANS

CEO CAPITAL UNION BANK

Ludovic was formerly Deputy CEO at EFG Bank AG & member of the Executive Committee of EFG International up to September 2013. Between 2011 to 2012, he served as Managing Director for EFG Bank & Trust in the Bahamas and CEO of the Caribbean Region for EFG International. From 2005 to 2011, Ludovic initiated and managed several banking entities for EFGI: founder and co-CEO of EFG Bank (Luxembourg) SA, CEO and Board Member of EFG Banque Privée in Paris, co-CEO of EFG Bank Madrid and Barcelona, and co-CEO of EFG Bank in Danemark. Prior to joining EFG International, Ludovic Chéchin-Laurans had served in several positions for BNP Paribas Group, at General Inspection from 1999 to 2001, as Territory Head of Compliance for BNP Paribas Bank & Trust and UEB Bank & Trust in Nassau, from 2001 to 2003, and as Head of Private Banking and deputy CEO for UEB Luxembourg, from 2003 to 2005. Ludovic holds a MBA in Finance from ESCT (France).

CLÉMENT

DUCASSE

FOUNDER UNION CAPITAL GROUP S.A.

Prior to founding Capital Union Bank in 2013, Clément co-founded Union Capital Group SA in 2006 which has become a highly successful boutique financial advisor specializing in capital markets via derivatives & structured solutions dedicated to the private banking sector in Switzerland, Europe & Latin America. Furthermore, Clément is administrator of Lake Geneva Investments Partners, a Finma regulated asset manager focusing on niche investment strategies currently overseeing AUM's in excess of $1 billion USD. Clément formerly developed his expertise by working at HSBC Corporate & Investment bank as a derivatives and structured products specialist dedicated to family offices and independent asset managers in Europe. Clement earned a bachelor’s in Business Administration from ESSEC Business School in Paris..